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When property owners receive insurance claim proceeds after filing a claim with their property insurance company, a common question arises: Are these proceeds taxable? Understanding the tax implications of insurance claim proceeds is crucial for property owners to manage their…
When navigating the aftermath of property damage, homeowners often not only face the physical loss of their property but also significant emotional distress. This stress can be exacerbated by the way an insurance claim is handled. In North Carolina, the…
When a property insurance company goes out of business in North Carolina, policyholders with open claims may initially feel a wave of panic and uncertainty. The dissolution of an insurance company doesn’t mean that claims will be left unpaid; however,…
Property insurance is a critical safeguard for businesses, offering protection against a range of unforeseen events that could otherwise disrupt operations and financial stability. In North Carolina, as in other states, business interruption insurance plays a pivotal role in this…
Concurrent causation is a pivotal concept in understanding how to make proper property insurance claim coverage determinations under North Carolina law. This concept is crucial when evaluating insurance claims where multiple causes contribute to a loss. Some of these causes…
With the Blue Ridge Mountains to the west and the Atlantic Ocean to the east, North Carolina is home to many short-term rental properties, particularly those for vacationers. It is not uncommon, especially during hurricane season, for a property to…
The “Innocent Spouse Doctrine” in the realm of arson insurance claims holds particular significance in jurisdictions across the United States, including North Carolina. This doctrine can serve as a pivotal factor in determining the outcome of insurance claims where one…
The Corporate Transparency Act (the “CTA”), which goes into effect on January 1, 2024, affects existing and prospective companies in the United States. It is imperative for business owners to understand that it is their responsibility to comply with all…
Roadway Projects are on a Roll Across the Southeast: Here’s what you need to know to be ready. Have you been receiving unexpected mail from the Department of Transportation, Right of Way Agents, and maybe even advertising materials from lawyers?…
On July 2, 2019, a divided North Carolina Court of Appeals panel effectively changed the statute of limitations to actions for reformation of a deed of trust that has been a source of confusion in North Carolina for more than…
